Table of Contents
INTRODUCTION
Car is where you spend hours each day, trekking from place to place. It might be how you transport your kids, where you eat your lunch in peace, or how you travel across the country. Even if your vehicle is just a method of daily transportation, it can feel overwhelming if someone else damages or destroys it. After ensuring that you’re in a safe location and calling the police, you’ll need to follow a few steps if someone hits your vehicle
In India, if someone hits your car, there are a few steps you can take:
Stay at the scene
It is important to stay at the scene of the accident after someone hits your car. Do not leave without exchanging information with the other party involved.
Gather information
Exchange contact details, including name, phone number, address, and insurance information, with the other driver involved. Additionally, you can gather information from any witnesses present at the scene.
File a police report
In some cases, it may be necessary to file a police report, especially if there are injuries or significant damage. Contact the local police station and provide them with all relevant details of the accident. The police report can be important evidence when dealing with insurance claims.
Notify your insurance company
As soon as possible, it is important to inform your insurance company about the accident. Provide them with all relevant details and follow their instructions for filing a claim.
Document the damages
Take photographs of the damage to your car and any other property involved in the accident. This documentation can support your insurance claim
Consult an Advocate
f the accident results in significant damage or injuries, or if the other party involved is not cooperating, you may consider consulting a lawyer specializing in motor vehicle accidents. They can guide you on your legal rights and assist you in pursuing any claims or legal action if necessary.
It is always advisable to consult with a qualified lawyer for personalized legal advice.
What documents are required for car insurance claims?
If someone hits your parked car, these are the necessary documents required for car insurance claims:
- Copy of the FIR, depending on the case
- RC (registration certificate) of the car
- Photos of the damage taken at the accident spot
- Driver’s licence of the driver of the insured car
MUST READ
SECTION 130 OF THE MOTOR VEHICLE ACT,1988